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"Speaking Up" Program From World Bank

Standard Chartered Bank ( the “Bank” ) is committed to maintaining a culture of thehighest ethics and integrity, and in compliance with all applicable law, regulation and internal policy. As part of this commitment, the Bank has a ‘Speaking Up’ programme through which genuine concerns in this regard can be raised.


Members of the public can securely raise Speaking Up concerns through this hyperlink, which is hosted on behalf of the Bank by a third party ‘InTouch’. Examples of concerns that can be raised through this website are concerns that relate to accounting, internal accounting controls or auditing matters and concerns relating to bribery or banking and financial crime. Concerns received will be forwarded to the Bank’s investigations team for review. Complaints relating to SCB banking services should not be raised through this site in the first instance, but through the SCB branch network, contact centres, 

Relationship Managers or the ‘Contact Us’ webpage.
KBHS Home Loans, LLC is a Delaware Limited Liability Company headquartered at 8650 Freeport Parkway South, Suite 250, Irving, TX 75063 855-378-6625. Company NMLS #1542802 (www.nmlsconsumeraccess.org). Licensed by Arizona Mortgage Banker # 0939988; Texas SML Mortgage Company License. Contact a KBHS Home Loans, LLC representative to learn more. KBHS Home Loans, LLC offers many loan products. This is not a commitment to lend. Program restrictions apply. KBHS Home Loans, LLC policy is to treat all applicants and borrowers in a fair and consistent manner and without regard to race, color, religion, national origin, age (provided the applicant or borrower has legal capacity to enter into a binding contract), sex, marital status, disability familial status, receipt of public assistance, or exercise of rights under the Consumer Credit Protection Act, or any other prohibited basis identified under state law. © 2017 KBHS Home Loans, LLC. All Rights Reserved. Please note that this hyperlink will bring to you to another website on the Internet, which is operated by InTouch, an independent company appointed by the Bank to support its Speaking Up programme. Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the additional terms of use of the website that you are going to visit. This link brings you to a third party Website, over which Standard Chartered Bank has no control ("3rd Party Website"). Use of the 3rd Party Website will be entirely at your own risk, and subject to the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security. You may also enjoy the privileges of becoming Standard Chartered Bank Priority Customer by having Rp. 1,5 Billion or more loan facility under Home Suite product. For more info on the Home Suite products, please click here Standard Chartered is a banking institution that is licensed, registered and supervised by the Indonesia Financial Services Authority (OJK) The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail. In addition to the terms stated in Standard Chartered Bank's Important Legal Notices, Standard Chartered Bank shall have no responsibility or liability in connection with the content of or the consequences of accessing the 3rd Party Website, including any virus arising from or system failure associated with the 3rd Party Website. We offer each of our clients the same dedication to quality and innovation as your home builder.  Whether you’ve purchased a KB Home, or you’ve returned to us for a refinance mortgage, your KBHS Home Loans Originator will work closely with you to deliver a positive, professional experience each and every time. KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers.  Bond loans and other mortgage products suited for homebuyers are also available. Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents. Standard Chartered Bank websites and banking services are secure and not affected by this vulnerability. However, please remain vigilant and contact the Bank if you notice any suspicious activity in your account. Standard Chartered Bank makes no warranties, representations or undertakings about and does not endorse, recommend or approve the contents of the 3rd Party Website. In the event of any inconsistency between the terms herein / the Bank's Important Legal Notices and the terms on the 3rd Party Website, the terms herein / the Bank's Important Legal Notices will prevail. Building your dream home should be a rewarding experience from start to finish, including the financing.  The specialists at KBHS Home Loans, LLC share KB Home’s passion for excellence and service. By clicking "Proceed", you will be confirming that you have read and agreed to the terms herein and in the Bank's Important Legal Notices. A security vulnerability has been detected in the commonly used OpenSSL 1.0.1a-f. The Open Secure Sockets Layer (SSL) provides communication security and privacy over the Internet for applications such as web, email, instant messaging (IM), virtual private networks, etc. Texas – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.​ Need to learn more about our offerings – our expert consultants are online and ready to assist. How would you like to chat with us?
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