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Know Which Home Loan Is More Suitable for Your Investment

Looking to borrow for the purchase of a residential property? Then read on. This article will help you know property investment loan better.
Property investment loans are not too different from other type of home loans Perth. Like other home loans Perth, you can choose from either variable or split as well as fixed rates with flexible features such as redraws. However, these days, there are only two types of home loans Perth that are more attractive to investors and


recommended by most mortgage brokers Perth.

*  Interest only loans

*  Line of credit loans

Interest Only Home Loans Perth

If you are into property investment, mortgage broker Perth will definitely recommend interest only loans. As the name suggests, you will only have to pay the interest for a certain period of time which offers a lower initial required payment whilst giving you the choice of paying a bit of the principal when it is convenient to you. This way you can chip away the principal amount over the term of the interest only home loans Perth.

Benefits :

* You can pay the principal when it is most convenient for you

* Quick capital gain

* You can enjoy tax deductions

Line of Credit Home Loans Perth

A line of credit home loans Perth is applicable if you own a property. It is a way to tap into the equity of your existing property and use it as a deposit for your investment.

The line of credit home loans Perth allows you to get a fixed amount. It works like a credit card with a big limit but the equity on your existing properties acts as security for your loan.

To know more about these types of home loans Perth for property investments, you can ask professional help of TheMortgageGalleryRockingham mortgage brokers Perth experts.

They will help you compare home loans Perth rates, features, fees and charges.

Call them at (08) 9527 1800

Or log on to http://www.themortgagegalleryrockingham.com.au/

Choosing the right home loans Rockingham is a serious decision. There are thousands of products and options available in the market today. And when the time comes that you have to decide on a mortgage product from different lenders, there are a few features that can make a huge difference to the cost and interest on your home loans Rockingham.


Author: Jemz Tors
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